Any accident on a motorcycle can be physically and emotionally devastating. The hassle of surgery, medical bills, recovery, rehabilitation, insurance claims, and bike repairs is more than anyone wants to deal with at once. Unfortunately, the aftermath of a motorcycle crash can get even more complicated when the other driver is uninsured.
Uninsured motorists often try to flee the scene of the accident to avoid criminal charges and liability. If the accident was a hit and run, the best course of action may be to contact the police immediately with as detailed of a vehicle description as you can remember. If, however, you know the identity of the uninsured driver, you may be able to recover compensation.
Being hit by an uninsured driver does not necessarily mean that you are out of luck. While you are not able to collect payment from an insurance company, you can instead sue the driver personally for damages. This means that you will be filing a lawsuit against the individual him or herself. With evidence that the other driver was at fault, you may sue and possibly recover payment for current and future medical bills, lost wages from time off of work, physical therapy costs, and pain and suffering.
You may be able to have many of your accident costs covered by your own insurance, but by doing so you risk paying a lot of money out of pocket once you hit your insurance coverage limit. Also, collecting on your own insurance may cause your insurance rates to increase. If the other driver is at fault, a civil lawsuit may be your best option. You may be able to have all of your associated accident costs covered by the uninsured motorist while also keeping your current insurance rate.
Don’t let an uninsured motorist get away with a devastating accident that leaves you with costly injuries and damages. To learn how you can initiate a lawsuit for compensation, please contact the experienced Wisconsin motorcycle accident attorneys of Habush Habush & Rottier S.C. ® today at 800-242-2874.