Motorcycles are the primary means of transportation for millions of Americans, and riding is an enjoyable recreational activity for many more. While those who depend upon bikes as an essential part of their daily lives are often very well-trained and educated about motorcycle safety, laws, and regulations, casual riders may not be so thoroughly prepared. One way that this can be problematic is if a motorcyclist fails to secure an insurance policy that complies with legal requirements for coverage.
If you are not properly insured at the time of a crash, you might have tremendous difficulty meeting the financial demands of medical bills, motorcycle repairs, and other damages associated with a crash, and may be liable for fines and penalties for your failure to procure adequate insurance. In the event that your collision was caused by another party’s negligence, however, you may still be able to file a civil lawsuit seeking financial compensation. Contact the Wisconsin motorcycle accident lawyers of Habush Habush & Rottier S.C. ®, at 800-242-2874 to learn more about your legal rights and options.
Basic Types of Insurance Coverage
Part of the challenge for a motorcyclist who is being proactive and seeking insurance coverage is that the terminology and different types of insurance coverage can be very confusing for a layperson. Moreover, since an insurance agent makes a living by selling as many policies and types of coverage as possible, there is a natural aversion to buying everything that is suggested. The following are some of the kinds of insurance coverage that you may wish to consider, though they may not all be mandated by law:
- Collision coverage
- Liability coverage
- Comprehensive coverage
- Third party, theft, and fire coverage
We can help you to seek the financial compensation that you are due if you have been hurt in an accident because of another person’s actions, even if you were not insured. Contact the Wisconsin motorcycle accident lawyers of Habush Habush & Rottier S.C. ®, at 800-242-2874 for more information.