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Home > Articles > 3 Reasons your Insurance Company May Deny Your Motorcycle Insurance Claim

3 Reasons your Insurance Company May Deny Your Motorcycle Insurance Claim

Motorcycle insurance is a wise investment for any new motorcycle owner. Without the protection of a frame, you are simply at a higher risk of injury and damage to your vehicle when you are riding a motorcycle. Even if you avoid such dangerous behaviors as lane splitting, speeding, and riding without a helmet, you may find yourself in an accident. In these unfortunate cases, motorcycle insurance can mean the difference between overwhelming financial pressure and a smooth recovery.

After an accident, your insurance company often tries to limit your compensation. Using irritating tactics, such as drawing out your claim over a long period, your insurance company will seek to pressure you into accepting a smaller amount of compensation than you deserve. However, you paid for motorcycle insurance, and you deserve to be fairly compensated. Here are three reasons insurance companies may have given for denying your claim:

  1. Insufficient coverage: When it comes to insurance coverage, the devil is in the details. Why do companies quote you so many different prices? Varying levels of coverage will protect you in the event of different types of accidents. For example, a collision with a deer is not covered the same way a collision with another motorist is covered. It is essential to understand your specific coverage plan before hitting the road.
  2. An exaggerated or false account of the incident: During the claims process, you can be sure your insurance adjustor will speak with the police and other witnesses. If your story does not hold up, the insurance company will quickly deny your claim. In extreme cases, they may even charge you with insurance fraud.
  3. Driving under the influence: Everyone makes mistakes, but insurance companies often use state laws and statutes to deny any claim involving alcohol or drugs. The best way to avoid being denied your claim for substance use is to practice caution and foresight before stepping onto your motorcycle.

Contact a Wisconsin Motorcycle Insurance Claim Attorney Today

After a serious accident, you deserve fair compensation and a smooth recovery process. The skilled attorneys at Habush Habush & Rottier S.C. have decades of combined experience dealing with the complexities of insurance claims. No legal team is more trustworthy, hardworking, and knowledgeable. Contact us today at 800-242-2874 for a free consultation with one of our legal representatives.

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